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New Book By Leading Tax Arbitrage Expert Shares Secrets of Financial Planning for Retirement

"In SMART Retirement, Zagula describes the Strategic Movement Around Retirement Taxation®, a retirement planning process known as SMART Retirement. These techniques—developed by the author—aim to achieve the greatest net after-tax retirement income possible by limiting postretirement taxation and building a retirement plan"


SMART Retirement Book

Discover the Strategic Movement Around Retirement Taxation®

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"Better than RISK-FREE. I believe so strongly that my SMART Retirement book will enhance your retirement, I will give you $50 if I fail to help you. Just read it within 30 days and if the new ideas I share about the Strategic Movement Around Retirement Taxation® prove not to be beneficial information I will pay you $50 for wasting your time.”

- Matt Zagula -


The SMART Retirement book offers advisors, planners, wealth managers, life agents and other professionals a unique planning process to reposition and establish themselves as the go-to resource for tax diversification and actuarial arbitrage. This superior market positioning can radically enhance your firm's authority in your market.

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Former Insurance Company C-Suite Executive
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Here Are The Secrets You Will Discover With This Book!

How to use tax arbitrage to dramatically increase your retirement income without risk.

Ways to reduce the amount of money you give to the IRS during retirement.

How Warren Buffet continues to grow his wealth through an actuarial concept called float and how you can integrate a similar approach in your personal finances.

The three dates that forever changed the face and future of the American retirement system and how to use this knowledge to protect your money.

Why rate of return is Wall Street's half-truth and how they use misleading math to sell you.

The banker's best math trick and how to stop it from costing you a comfortable retirement.

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